MEDICARE ADVANTAGE PLANS (PART C)
A Medicare Advantage Plan (MA) is another way to get your Medicare coverage. MA Plans, sometimes called Part C, are offered by private companies that Medicare approves.
If you join a MA plan, you'll still have Medicare but you'll get your Medicare Part A and Medicare Part B coverage from the MA Plan, not Original Medicare. You'll get your services from a plan network of providers.
Remember, in most cases, you must use the card from your MA Plan to get your Medicare-covered services. Keep your Medicare card in a safe place because you'll need it if you ever switch back to Original Medicare.
MEDICARE ADVANTAGE PLANS COVER ALL MEDICARE
PART A & PART B SERVICES
In all types of MA Plans, you're always covered for emergency and urgent care. MA Plans must cover all of the services that Original Medicare covers except hospice care and some care in qualifying clinical research studies, even if you're in a MA Plan.
MA Plans may offer extra coverage, like vision, hearing, dental, and other health and wellness programs. Most include Medicare prescription drug coverage (Part D). In addition to your Part B premium, you might pay a monthly premium for the MA Plan.
(ALL IN ONE PLANS)
Medicare Advantage combines Part A, Part B, and usually Part D all in one plan. Most plans offer $0 premium depending on where you live.