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MEDICARE
THE DIFFERENT PARTS
OF MEDICARE
Medicare Part A (Hospital Insurance)
Helps cover inpatient care in hospitals
Helps cover skilled nursing facility, hospice, and home health
You are responsible for a high deductible each benefit period (1-60 days) you stay in the hospital.
Medicare Part B (Medical Insurance)
Helps cover doctors and other health care providers services, hospital outpatient care, durable medical equipment, home health care and emergency room visits
Helps cover many preventive services to help maintain your health and to keep certain illnesses from getting worse
Part B pays 80% of these charges, leaving you to pay 20%
Medicare Part C or Medicare Advantage
Includes all benefits and services covered under Part A and Part B
Run by Medicare-approved private insurance companies
Usually includes Medicare Drug Coverage program (Part D) as part of the plan
May include extra benefits and services for an extra cost
Medicare Part D
(Prescription Drug Coverage)
Helps cover the cost of prescription drugs
Run by Medicare-approved private insurance companies