MEDICARE
THE DIFFERENT PARTS
OF MEDICARE
Medicare Part A (Hospital Insurance)
Helps cover inpatient care in hospitals
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Helps cover skilled nursing facility, hospice, and home health
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You are responsible for a high deductible each benefit period (1-60 days) you stay in the hospital.
Medicare Part B (Medical Insurance)
Helps cover doctors and other health care providers services, hospital outpatient care, durable medical equipment, home health care and emergency room visits
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Helps cover many preventive services to help maintain your health and to keep certain illnesses from getting worse
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Part B pays 80% of these charges, leaving you to pay 20%
Medicare Part C or Medicare Advantage
Includes all benefits and services covered under Part A and Part B
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Run by Medicare-approved private insurance companies
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Usually includes Medicare Drug Coverage program (Part D) as part of the plan
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May include extra benefits and services for an extra cost
Medicare Part D
(Prescription Drug Coverage)
Helps cover the cost of prescription drugs
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Run by Medicare-approved private insurance companies