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HEALTH INSURANCE
We quote from the top rated companies in Louisiana to give you the best options. We can help determine if you qualify for reduced premiums. We help you navigate through all of the various deductibles, coinsurances and copays involved to make the right choice. Let us take the stress and confusion away with our experience and knowledge. Please give us a call today at 866.460.4960.
The Affordable Care Act (ACA), also known as Obama Care, has completely changed health insurance. With all of these changes, it is important to have an advisor to guide you every step of the way.
IMPORTANT POINTS OF THE ACA:
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No health questions, ever! No matter your health condition, no one can be declined coverage.
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November 1st - December 15th is Open Enrollment. This is an annual period when people can enroll into a plan or change coverage.
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Outside of Open Enrollment, you are allowed to enroll in a plan only if you qualify for a Special Enrollment or Life Event.
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Subsidized payments are offered based on income. You may qualify to get Health Insurance at a reduced rate or no cost based on income levels. Income must be between 100% - 400% of the federal poverty level to qualify.