HOW DOES MEDICARE PRESCRIPTION DRUG COVERAGE (PART D) WORK?

Medicare Insurance Prescription Drug Coverage (Part D) offers prescription drug coverage to everyone with Medicare. Even if you don't take many prescriptions now, you should consider joining a Medicare drug plan.

If you decide not to join a Medicare drug plan when you're first eligible and you don't have other creditable prescription drug coverage, you'll likely pay a late enrollment penalty for as long as you have Medicare drug coverage if you join later.

To get Medicare prescription drug coverage, you must join a plan approved by Medicare.  Each plan can vary in cost and drugs covered.